About Us

Founded in 2022 by leading market participants, FPKOSZ was established to provide a strong, credible and unified professional voice for independent intermediaries in an increasingly complex regulatory and economic environment. Headquartered in Budapest, the Association represents member companies from across Hungary whose activities play a central role in mortgage lending, consumer credit and related retail financial services.

Independent financial intermediaries form an essential link between consumers and financial institutions. Through their daily work, they support informed financial decision-making, promote competition, and contribute to the stability and transparency of the financial system. FPKOSZ was created to strengthen the professional standing of this sector and to ensure that its practical experience is appropriately reflected in regulatory and market discussions.

Mission and Objectives

FPKOSZ is built on a shared belief that high-quality financial intermediation, strong ethical standards and transparent market practices are indispensable for long-term consumer trust and financial stability.

The mission of the Association is to:

• strengthen the professional reputation and recognition of independent financial intermediaries;
• promote ethical conduct, transparency and high professional standards across the market;
• place the interests of clients at the centre of all intermediary activity;
• support constructive, fact-based dialogue with regulators, supervisory authorities and financial institutions.

FPKOSZ serves as a professional forum where market experience, regulatory insights and innovative approaches can meet. By aggregating the practical knowledge of its members, the Association contributes to a deeper understanding of market trends, consumer behaviour and the real-world impact of regulation.